Terms and Conditions

1. Acceptance of Terms

By accessing and using Regardly (the "Platform"), you accept and agree to be bound by the terms and provision of this agreement. If you do not agree to abide by the above, please do not use this service.

2. Description of Service

Regardly provides regulatory intelligence for compliance professionals. The Platform allows users to: (1) complete a compliance questionnaire about their jurisdiction and entity type; (2) receive a customized regulatory framework showing applicable AML/CFT regulations; (3) download frameworks as PDF reports; (4) access archived regulations and guidance.

3. Use License

Permission is granted to temporarily download one copy of the materials (information or software) on Regardly for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not: (a) modify or copy the materials; (b) use the materials for any commercial purpose, or for any public display; (c) attempt to decompile or reverse engineer any software contained on Regardly; (d) remove any copyright or other proprietary notations from the materials; (e) transfer the materials to another person or "mirror" the materials on any other server.

4. Disclaimer

The materials on Regardly are provided on an 'as is' basis. Regardly makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including, without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

5. Regulatory Information: Important Disclaimer

6. Limitation of Liability

In no event shall Regardly or its suppliers be liable for any damages (including, without limitation, damages for loss of data or profit, or due to business interruption) arising out of the use or inability to use the materials on Regardly, even if Regardly or a Regardly authorized representative has been notified orally or in writing of the possibility of such damage.

7. Accuracy of Materials

The materials appearing on Regardly could include technical, typographical, or photographic errors. Regardly does not warrant that any of the materials on Regardly are accurate, complete, or current. Regardly may make changes to the materials contained on Regardly at any time without notice. Regardly does not, however, make any commitment to update the materials.

8. Email Communications & Newsletter

By signing up for Regardly, you may receive emails including: (1) account verification emails; (2) transactional emails (password resets, account notifications); (3) regulatory news and updates. You can opt-out of promotional emails at any time by clicking "unsubscribe" in any email or by updating your account preferences.

9. User Accounts and Eligibility

To access certain features of the Platform, you must create an account. You agree to provide accurate, current, and complete information when registering and to keep that information up to date. You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account, and you must notify us promptly at support@regardly.ai of any unauthorized use.

You must be at least 18 years old and using the Platform for a legitimate business or professional purpose to create an account.

10. Intellectual Property Rights

The Platform, including its software, design, text, graphics, logos, and the compilation and presentation of regulatory frameworks, is owned by Regardly or its licensors and is protected by copyright, trademark, and other intellectual property laws. This does not extend to the underlying regulatory text itself, which remains subject to its original source's rights (typically the applicable government or regulator). Except as expressly permitted under Section 3 (Use License), nothing in these Terms grants you any right, title, or interest in the Platform or its content.

11. Acceptable Use

You agree not to:

• use the Platform for any unlawful purpose or in violation of these Terms
• attempt to gain unauthorized access to the Platform, other users' accounts, or our systems
• use bots, scrapers, or other automated means to access or extract data from the Platform without our prior written consent
• interfere with or disrupt the integrity or performance of the Platform
• upload or transmit any material that is unlawful, infringing, or harmful
• resell, sublicense, or redistribute frameworks or content generated by the Platform as a standalone product or service without our written permission

12. Termination

We may suspend or terminate your access to the Platform, with or without notice, if we reasonably believe you have violated these Terms or misused the Platform, or if required to do so by law. You may stop using the Platform and request deletion of your account at any time by contacting support@regardly.ai (see also our Privacy Policy regarding account deletion).

Sections of these Terms that by their nature should survive termination, including Sections 4-7 and 9-15, will continue to apply after your access ends.

13. Indemnification

You agree to indemnify and hold Regardly, its officers, employees, and agents harmless from any claim, demand, loss, or damages, including reasonable legal fees, arising out of your use of the Platform, your violation of these Terms, or your violation of any rights of a third party.

14. Changes to These Terms and the Service

We may revise these Terms from time to time. If we make material changes, we will update the "Last Updated" date above and, where appropriate, provide additional notice such as an email or an in-app notice. Your continued use of the Platform after changes take effect constitutes your acceptance of the revised Terms.

We may also modify, suspend, or discontinue any part of the Platform at any time, with or without notice.

15. Governing Law

These terms and conditions are governed by and construed in accordance with the laws of Luxembourg, and you irrevocably submit to the exclusive jurisdiction of the courts in Luxembourg.